AI Term Estimator

Upload a commercial real-estate OM and get real term sheet estimates in seconds!

Supports retail, industrial, and storage OMs. Other property types coming soon.
Upload OM

or, drag and drop a PDF here

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Estimated Interest Rates

Majority Range: 

Median: 

Max LTC

Majority Range: 

Median: 

Max LTV

Majority Range: 

Median: 

Loan Term

Majority Range: 

Median: 

Amortization

Majority Range: 

Median: 

Min DSCR

Majority Range: 

Median: 

IO Period

Majority Range: 

Median: 

We encountered an issue processing your offering memorandum due to an unexpected error. No further action is required on your part at this time. Our team is reviewing the situation and will reach out if additional details are needed.

We're currently expanding our network, but we don't have enough data that matches your property at the moment. Please check back with us soon.

Thank you for your interest in our Term Estimator. Currently, this feature is exclusively available for borrowers and brokers. We're working hard to expand its capabilities to serve other users.

In the meantime, if you'd like to get rates for your OM, please email me at jon@gumption.dev. I'll be happy to assist you personally!

How it works

Upload your OM

Easily upload your Offering Memorandum document.

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Our AI analyzes your OM

Our advanced AI scans your OM and compares it with recent CRE loans.

View your report

Receive a comprehensive report with estimated lending terms such as interest rates, maximum LTV, and IO periods.

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Like a buyer's comp report,
but for Lending Terms

Real Estate Comps

Our tool offers the same level of detail and accuracy as a buyer’s comp report, but focuses on crucial lending metrics like interest rates, LTV ratios, and even IO periods.

Data-Driven Insights

Our term estimator leverages real CRE financing data to generate the most reliable and precise lending term estimates.

Make Informed Decisions

Just as buyers rely on comp reports to make purchasing decisions, use our term estimator to make well-informed decisions on financing with confidence.

Customer
Quotes

Excellent  5.0 out of 5

"This tool is a game changer for CRE professionals. Highly recommend!"

Traweek Dickson
Head of Real Estate, Joe Hudson's Collision Center

Ready to start?
Upload your OM and get your term report today!