Welcome to Gumption Technologies, Inc. ("Gumption," "we," "our," or "us"). This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our loan offering services and website. By accessing or using our website and services, you consent to the practices described in this policy.
Information We Collect
We may collect the following types of information:
- Personally Identifiable Information (PII): Your full name, email address, and phone number, which you provide during the loan application and registration process, to facilitate account creation and obtain the best possible terms.
- Deal Flow Data: Information collected during the loan application and deal flow process, such as financial information and property details, to assess your loan eligibility and secure loan offers from commercial real estate lenders.
- Usage Data: Technical and behavioral data collected through cookies and similar technologies, including information about your device, browsing behavior, pages visited, and interactions with our site.
How We Collect Information
We collect information through the following methods:
- Loan Application and Registration: When you provide your information to apply for a loan or register for our services on our website.
- Deal Flow: When you provide additional information as part of our loan application and deal flow process.
- Analytics and Tracking Tools: When you browse or interact with our website, tools like Google Analytics, LogRocket, and RB2B may collect behavioral data and associate it with other identifiers such as your email address.
Purpose of Collection
We collect your personal information for the following purposes:
- Account Creation and Loan Processing: To create and manage your account on our platform and facilitate the loan application and processing.
- Best Possible Terms: To obtain the best available loan terms from commercial real estate lenders based on your financial and property details.
- Communication: To keep you informed about the status of your loan application and updates related to our services.
- Improvement and Analysis: To analyze site usage, diagnose technical issues, and enhance our services through tools like Google Analytics and LogRocket.
- Marketing and Personalization: To deliver relevant marketing content and outreach, including through services like RB2B, which may associate your online activity with other personal or professional information to tailor communications.
Sharing of Information
We may share your information with the following entities:
- Commercial Real Estate Lenders: To secure loan offers and determine the best available loan terms for you.
- Third-Party Service Providers: Including analytics and marketing partners such as Google Analytics, LogRocket, and RB2B. These providers may use cookies and similar technologies to track your activity and associate it with other available information (such as your email address or business profile) to support service delivery, diagnostics, or targeted marketing on our behalf.
Data Security
We are committed to safeguarding your personal information and implement industry-standard measures to protect against unauthorized access, use, alteration, or disclosure. These measures include encryption, firewalls, access controls, and regular security assessments.
Use of Cookies and Tracking Technologies
We use cookies and related technologies to enhance your experience and analyze usage of our website. These may also be used by our partners and vendors to connect your activity with other information they may have about you, including identifiers like your email. As a result, we or our service providers may use this combined information to send you marketing communications, subject to applicable laws and your communication preferences.
You can manage or disable cookies through your browser settings.
Minors
Our website and services are intended for use by businesses and individuals who are of legal age to enter into binding contracts. We do not knowingly collect or process data from individuals under the age of 18.
Privacy Concerns
For any privacy concerns or if you wish to have your account deleted, please contact us at legal@gumption.dev.
Data Breach Notification
In the unlikely event of a data breach that compromises your personal information, we will promptly notify you and the appropriate authorities in accordance with applicable data breach notification laws.
Updates to Privacy Policy
Our most recent version of the privacy policy will always be accessible on our website. We may update this policy from time to time, and any significant changes will be communicated to you via email or prominent notice on our website.
International Operations
Currently, we primarily operate within the United States. However, your personal information may be transferred and processed in other countries where our service providers or commercial real estate lenders are located. By using our services, you consent to such transfer and processing.
For any questions or concerns regarding this privacy policy or our data practices, please contact us at legal@gumption.dev.
